Nashville & Life Insurance – A Long History

Most people don't realize it, but Nashville, Tennessee and life insurance have always had an important relationship.  This unique relationship between "Music City" and insurance began with the National Life and Accident Insurance Company.  A life insurance company that was based in Nashville.  This company was also one of the forerunners in developing a wide variety of life insurance policies, many of which are still offered today by many major life insurance companies.

The History of Life Insurance in Nashville

The National Life and Accident Insurance Company began in 1900 as a company called the National Sick and Accident Association.  The company later adopted the name National Life. 

In the early years of the company, they offered low-premium, low-benefit policies that were referred to as "sick and accident" policies.  These policies were a form of disability insurance.  The policy paid a weekly benefit to the owner of the policy while they were unable to work due to injury or illness. 

Later, the company expanded to a form of life insurance they called "industrial life insurance."  The insurance policies were aimed at the industrial workers in Nashville and other cities.  Later, the company expanded its life insurance options even further with "ordinary life" insurance for bankers, accountants, ministers and middle class office workers.

In the mid-1960s, it was time for the Nashville life insurance company to expand.  They built a new home office location across the street from the Tennessee State
Read more

When to Seek Refinancing from Nashville Banks and Lenders

With mortgage interest rates still at remarkably low levels many home and property owners are seeking refinancing from Nashville banks and mortgage brokers.

Fundamentally there are three common reasons that individuals or families look into refinancing options. The first is to simply convert a punishing adjustable rate mortgage to a much more realistic fixed rate mortgage.

Others are looking to cash out on the equity in their home or to consolidate outstanding debts into a mortgage.
Read more

Why Investors Choose Annuities for their Nashville Retirement Years

Everyone knows that purchasing a life insurance policy is a good way to protect the assets and financial stability of a family or loved ones. Unfortunately many people do not take advantage of the insurance product known as an annuity.

Annuities are investment vehicles sold by insurance companies, offering a return of investment at the time the owner of the annuity should pass away, and also providing an excellent regular payment of
Read more